(H-O) BI DIRECTORY OF ALTERNATIVE RISK-FINANCING FACILITIES.(Directory)(Illustration)

Heritage Warranty Mutual Insurance Risk Retention Group Inc.

Heritage Administrative Co. Inc.

1550 S. 70th St., Suite 101,

Lincoln, Neb. 68506;

402-489-7777; fax: 402-489-7153

Domicile: Hawaii.

Risks: contractual liability from extended service contracts.

Policy form: occurrence.

Access: direct.

First policy: January 1999.

Membership: dealers of new or used automobiles and administration obligors who issue and are obligors under new or used car and/or truck warranties.

Contact: Rod Beery.

(I)

Intergovernmental Risk Management Agency

1 Oakbrook Terrace, Suite 412,

Oakbrook Terrace, Ill. 60181;

630-932-4762; fax: 630-932-7378

Domicile: Illinois.

Risks: general liability; auto liability; public officials; workers comp; property; crime.

Limits: $10,000,000 primary.

Minimum retention: $1,000.

Policy form: occurrence.

Access: direct.

First policy: January 1979.

1998 premium volume: $18,900,000.

1998 assets: $117,800,000.

1998 capital/surplus: $45,300,000.

Policyholders: 77 in 1998; 79 estimated in 1999.

Membership: local government; municipalities; fire protection districts; library districts; special service districts.

Contact: Sal M. Bianchi.

(J)

Joint School Districts Workers Compensation Self-Insurance Pool

RiskCap

1655 Lafayette St., Suite 200,

Denver, Colo. 80218;

303-388-5688; fax: 303-388-5586

Domicile: Colorado.

Risks: workers comp.; employers liability.

Policy form: occurrence.

Access: Colorado School Districts.

First policy: July 1986.

1998 premium volume: $3,400,000.

1998 assets: $10,900,000.

1998 …